Terms of Service - WeTrade Academy

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These terms of service are an AI-generated template and have not been reviewed by legal counsel. WeTrade Academy should have this document reviewed by a qualified attorney before commercial use.

Terms of Service

WeTrade Academy

Last Updated: [DATE]

1. Acceptance of Terms

Welcome to WeTrade Academy. By accessing or using our website at wetrade.academy, including our personality quiz assessment and related services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

These Terms constitute a legally binding agreement between you and WeTrade Academy, located in the Washington DC Metro Area. Your continued use of the Service constitutes acceptance of any modifications to these Terms.

2. Description of Service

WeTrade Academy provides an online personality quiz assessment designed for traders, which includes:

  • A free personality quiz assessment
  • A results page with archetype identification (Page 1 provided at no cost)
  • An optional premium full report (Pages 2-16) available for a one-time fee of $19.00
  • Educational content about trading psychology and trader personality types

The Service is designed to provide educational insights into trading psychology and is not a trading platform, brokerage service, or financial advisory service.

3. Educational Disclaimer

IMPORTANT: NOT FINANCIAL ADVICE

All content, assessments, reports, and materials provided through WeTrade Academy are for educational and informational purposes only. Nothing on this website constitutes financial advice, investment advice, trading advice, or any other type of professional advice.

You acknowledge and agree that:

  • WeTrade Academy does not provide financial, investment, or trading advice
  • The personality quiz and reports are educational tools only and should not be used as the basis for any financial or trading decisions
  • Trading and investing involve substantial risk of loss, and past performance does not guarantee future results
  • We make no guarantees, representations, or warranties regarding trading success, profitability, or financial outcomes
  • You are solely responsible for your own trading and investment decisions
  • You should consult with a qualified financial advisor before making any financial or investment decisions

4. User Eligibility

You must be at least 18 years of age to use this Service. By using the Service, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

If we discover that a user is under 18 years of age, we reserve the right to terminate that user's access to the Service immediately.

5. Payment Terms

Certain features of the Service require payment. Specifically:

  • The personality quiz and Page 1 of results are provided free of charge
  • The premium full report (Pages 2-16) requires a one-time payment of $19.00

By purchasing the premium report, you agree to pay the stated fee in full. All fees are in U.S. Dollars unless otherwise stated. Payment processing is handled by third-party payment processors, and you agree to comply with their terms and conditions.

All sales are final upon successful payment processing. You will receive access to the premium report immediately upon successful payment.

6. Refund Policy

[DEFINE REFUND POLICY]

Suggested policy for digital products: Due to the digital nature of our products and immediate delivery upon payment, all sales are final and we do not offer refunds. By purchasing the premium report, you acknowledge that you will receive immediate access to digital content and waive any right to a refund.

However, if you experience technical issues preventing access to your purchased content, please contact us at [CONTACT EMAIL REQUIRED] and we will work to resolve the issue.

7. Intellectual Property

All content on the Service, including but not limited to text, graphics, logos, images, quiz questions, assessment algorithms, reports, and software, is the property of WeTrade Academy or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes only. You may not:

  • Copy, modify, distribute, sell, or lease any part of the Service
  • Reverse engineer or attempt to extract the source code of any software or algorithms used in the Service
  • Use the Service for any commercial purpose without our express written permission
  • Remove or alter any copyright, trademark, or other proprietary notices

8. User Conduct and Quiz Responses

When using the Service, you agree to:

  • Provide accurate and honest responses to quiz questions
  • Use the Service only for lawful purposes
  • Not attempt to interfere with or disrupt the Service or servers
  • Not use automated systems or software to extract data from the Service
  • Not impersonate any person or entity or misrepresent your affiliation with any person or entity

Your quiz responses and any other information you provide through the Service are subject to our Privacy Policy [LINK TO PRIVACY POLICY IF AVAILABLE]. We collect and use this information as described in our Privacy Policy.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

WeTrade Academy, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of, or inability to access or use, the Service
  • Any conduct or content of any third party on the Service
  • Any content obtained from the Service
  • Unauthorized access, use, or alteration of your transmissions or content
  • Any trading or investment losses or financial outcomes

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100.00), WHICHEVER IS GREATER.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages. In such jurisdictions, our liability shall be limited to the greatest extent permitted by law.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

  • The Service will be uninterrupted, timely, secure, or error-free
  • The results obtained from the use of the Service will be accurate or reliable
  • The quality of any products, services, information, or other material obtained through the Service will meet your expectations
  • Any errors in the Service will be corrected

11. Indemnification

You agree to indemnify, defend, and hold harmless WeTrade Academy, its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Any trading or investment decisions you make

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If we make material changes to these Terms, we will notify you by posting the new Terms on this page and updating the "Last Updated" date at the top of this page.

Your continued use of the Service after any such changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using the Service.

13. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms.

Upon termination, your right to use the Service will immediately cease. If you have purchased the premium report prior to termination, you may retain access to your purchased content unless the termination was due to your violation of these Terms.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the [STATE/JURISDICTION], without regard to its conflict of law provisions.

Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in [JURISDICTION]. You agree to waive any right to a jury trial or to participate in a class action.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other policies or agreements referenced herein, constitute the entire agreement between you and WeTrade Academy regarding the Service and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and WeTrade Academy.

17. Contact Information

If you have any questions about these Terms or the Service, please contact us at:

WeTrade Academy
Washington DC Metro Area
Email: [CONTACT EMAIL REQUIRED]
Website: wetrade.academy

These Terms of Service are effective as of [EFFECTIVE DATE]